Hdfc Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 14
Rating
Growth Option 19-08-2026
NAV ₹5490.01(R) +0.02% ₹5555.19(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.34% 6.85% 6.18% 5.57% 5.97%
Direct 6.43% 6.94% 6.28% 5.67% 6.08%
Benchmark
SIP (XIRR) Regular 6.56% 6.67% 6.64% 6.15% 5.78%
Direct 6.66% 6.76% 6.74% 6.25% 5.88%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.65 8.16 0.69 0.83% 0.22
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.22% 0.0% 0.0% 0.06 0.16%
Fund AUM As on: 30/12/2025 64818 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Invesco India Liquid Fund 4
Union Liquid Fund 5
Edelweiss Liquid Fund 6
Groww Liquid Fund 7

NAV Date: 19-08-2026

Scheme Name NAV Rupee Change Percent Change
HDFC Liquid Fund - IDCW Daily - Direct Plan 1019.82
0.0000
0.0000%
HDFC Liquid Fund - IDCW Daily 1019.82
0.0000
0.0000%
HDFC Liquid Fund - IDCW Monthly 1030.45
0.1800
0.0200%
HDFC Liquid Fund - IDCW Monthly - Direct Plan 1030.53
0.1800
0.0200%
HDFC Liquid Fund - IDCW Plan Weekly 1031.34
0.1800
0.0200%
HDFC Liquid Fund - IDCW Weekly - Direct Plan 1031.35
0.1800
0.0200%
HDFC Liquid Fund - Growth Plan 5490.01
0.9400
0.0200%
HDFC Liquid Fund - Growth Option - Direct Plan 5555.19
0.9700
0.0200%

Review Date: 19-08-2026

Beginning of Analysis

HDFC Liquid Fund is the 18th ranked fund in the Liquid Fund category. The category has total 33 funds. The HDFC Liquid Fund has shown an average past performence in Liquid Fund. The fund has a Jensen Alpha of 0.83% which is higher than the category average of -0.4%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.65 which is higher than the category average of 4.27.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

HDFC Liquid Fund Return Analysis

  • The fund has given a return of 0.53%, 1.71 and 3.35 in last one, three and six months respectively. In the same period the category average return was 0.52%, 1.69% and 3.31% respectively.
  • HDFC Liquid Fund has given a return of 6.43% in last one year. In the same period the Liquid Fund category average return was 6.38%.
  • The fund has given a return of 6.94% in last three years and ranked 22.0nd out of thirty two funds in the category. In the same period the Liquid Fund category average return was 6.92%.
  • The fund has given a return of 6.28% in last five years and ranked 21st out of thirty one funds in the category. In the same period the Liquid Fund category average return was 6.26%.
  • The fund has given a return of 6.08% in last ten years and ranked 19th out of twenty six funds in the category. In the same period the category average return was 6.07%.
  • The fund has given a SIP return of 6.66% in last one year whereas category average SIP return is 6.59%. The fund one year return rank in the category is 18th in 33 funds
  • The fund has SIP return of 6.76% in last three years and ranks 21st in 30 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.85%) in the category in last three years.
  • The fund has SIP return of 6.74% in last five years whereas category average SIP return is 6.72%.

HDFC Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.22 and semi deviation of 0.16. The category average standard deviation is 1.75 and semi deviation is 1.65.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.52
    0.51
    		0.45 | 0.54 19 | 38 Good
    3M Return % 1.68
    1.65
    		1.34 | 1.72 20 | 38 Good
    6M Return % 3.30
    3.23
    		2.87 | 3.37 18 | 38 Good
    1Y Return % 6.34
    6.22
    		5.72 | 6.42 14 | 35 Good
    3Y Return % 6.85
    6.77
    		6.22 | 6.94 17 | 33 Good
    5Y Return % 6.18
    6.12
    		5.54 | 6.28 16 | 32 Good
    7Y Return % 5.57
    5.51
    		4.98 | 5.67 17 | 31 Average
    10Y Return % 5.97
    5.96
    		5.41 | 6.09 18 | 26 Average
    15Y Return % 6.96
    7.00
    		6.93 | 7.22 5 | 8 Average
    1Y SIP Return % 6.56
    6.43
    		5.83 | 6.66 12 | 33 Good
    3Y SIP Return % 6.67
    6.59
    		6.06 | 6.75 15 | 31 Good
    5Y SIP Return % 6.64
    6.57
    		6.01 | 6.73 15 | 30 Good
    7Y SIP Return % 6.15
    6.01
    		5.50 | 6.24 15 | 29 Good
    10Y SIP Return % 5.78
    5.85
    		5.19 | 6.07 18 | 24 Average
    15Y SIP Return % 6.19
    6.17
    		5.50 | 6.41 12 | 20 Average
    Standard Deviation 0.22
    1.75
    		0.18 | 52.24 27 | 34 Average
    Semi Deviation 0.16
    1.65
    		0.14 | 50.79 16 | 34 Good
    Max Drawdown % 0.00
    -2.65
    		-89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00
    2.65
    		0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.65
    4.27
    		-1.03 | 5.25 15 | 34 Good
    Sterling Ratio 0.69
    0.65
    		-0.50 | 0.70 16 | 34 Good
    Sortino Ratio 8.16
    6.67
    		-0.16 | 10.85 12 | 34 Good
    Jensen Alpha % 0.83
    -0.40
    		-38.83 | 0.92 14 | 34 Good
    Treynor Ratio 0.22
    0.26
    		0.10 | 1.83 12 | 34 Good
    Modigliani Square Measure % 3.30
    3.03
    		-0.73 | 3.72 15 | 34 Good
    Alpha % -0.73
    -2.80
    		-69.11 | -0.63 16 | 34 Good
    Return data last Updated On : Aug. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.53 0.52 0.46 | 0.54 20 | 38 Good
    3M Return % 1.71 1.69 1.36 | 1.77 21 | 38 Average
    6M Return % 3.35 3.31 2.95 | 3.42 21 | 38 Average
    1Y Return % 6.43 6.38 5.90 | 6.53 20 | 35 Average
    3Y Return % 6.94 6.92 6.55 | 7.02 22 | 32 Average
    5Y Return % 6.28 6.26 5.97 | 6.37 21 | 31 Average
    7Y Return % 5.67 5.65 5.34 | 5.98 19 | 30 Average
    10Y Return % 6.08 6.07 5.65 | 6.36 19 | 26 Average
    1Y SIP Return % 6.66 6.59 5.93 | 6.76 18 | 33 Good
    3Y SIP Return % 6.76 6.74 6.29 | 6.85 21 | 30 Average
    5Y SIP Return % 6.74 6.72 6.35 | 6.82 21 | 29 Average
    7Y SIP Return % 6.25 6.16 5.64 | 6.34 18 | 28 Average
    10Y SIP Return % 5.88 5.99 5.71 | 6.18 19 | 24 Poor
    Standard Deviation 0.22 1.75 0.18 | 52.24 27 | 34 Average
    Semi Deviation 0.16 1.65 0.14 | 50.79 16 | 34 Good
    Max Drawdown % 0.00 -2.65 -89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00 2.65 0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.65 4.27 -1.03 | 5.25 15 | 34 Good
    Sterling Ratio 0.69 0.65 -0.50 | 0.70 16 | 34 Good
    Sortino Ratio 8.16 6.67 -0.16 | 10.85 12 | 34 Good
    Jensen Alpha % 0.83 -0.40 -38.83 | 0.92 14 | 34 Good
    Treynor Ratio 0.22 0.26 0.10 | 1.83 12 | 34 Good
    Modigliani Square Measure % 3.30 3.03 -0.73 | 3.72 15 | 34 Good
    Alpha % -0.73 -2.80 -69.11 | -0.63 16 | 34 Good
    Return data last Updated On : Aug. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Hdfc Liquid Fund NAV Regular Growth Hdfc Liquid Fund NAV Direct Growth
    19-08-2026 5490.0104 5555.1916
    18-08-2026 5489.0677 5554.2234
    17-08-2026 5488.3531 5553.486
    14-08-2026 5485.8161 5550.8651
    13-08-2026 5484.8602 5549.8799
    12-08-2026 5483.7211 5548.7094
    11-08-2026 5483.0827 5548.0455
    10-08-2026 5482.1473 5547.0811
    07-08-2026 5479.2877 5544.1339
    06-08-2026 5478.2935 5543.1101
    05-08-2026 5477.192 5541.9777
    04-08-2026 5476.0034 5540.7577
    03-08-2026 5474.9052 5539.6288
    31-07-2026 5471.7604 5536.3932
    30-07-2026 5470.3844 5534.9831
    29-07-2026 5469.4227 5533.9921
    28-07-2026 5468.4924 5533.0329
    27-07-2026 5467.883 5532.3983
    24-07-2026 5465.3885 5529.8208
    23-07-2026 5464.0331 5528.4316
    22-07-2026 5462.9244 5527.2919
    21-07-2026 5462.5226 5526.8676
    20-07-2026 5461.7391 5526.0569

    Fund Launch Date: 17/Oct/2000
    Fund Category: Liquid Fund
    Investment Objective: To generate income through a portfolio comprising money market and debt instruments. There is no assurance that the investment objective of the Scheme will be realized.
    Fund Description: An open ended liquid scheme
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.